Digital Finance in the EU: Navigating New Technological Trends and the AI Revolution
This second EU Supervisory Digital Finance Academy (EU-SDFA) e-book provides an overview of key trends and topics relevant to the Academy.
The EU-SDFA is a technical support project launched by the European Commission in October 2022, in cooperation with the European Supervisory Authorities (ESAs) and the Florence School of Banking and Finance (Robert Schuman Centre, EUI).
The e-book is divided into two sections, comprising a total of nine contributions. The first section builds on last year’s edition, offering updates and reflections on key technological trends shaping the financial industry, along with relevant EU regulatory initiatives.
The second section delves into what is arguably the most defining trend of recent years: the rise of artificial intelligence.
This e-book is designed to help past and future EU-SDFA participants enhance their learning experience while also providing valuable insights for readers interested in the intersection of digital finance and supervision.
Topics covered:
- Market developments based on digital technologies
- A regulatory update on EU digital finance acts and measures
- The Potential of AI in Traditional Finance
- Artificial Intelligence in the Financial Sector: Risks to Financial Stability
- The risks and impact of AI in the financial sector: AI and sustainability risks
- Transforming Financial Supervision with AI: Insights from the EU
- The global artificial intelligence regulatory landscape
- The EU AI Act: logic, content, and implications for finance
- Ethical and consumer protection considerations
Read full report here.
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